As of my knowledge, the use of credit cards in 2023 is likely to be similar to the past, with few changes driven by technology and evolving consumer behaviour. Credit cards can be used for several purposes, including making purchases, paying bills, and building credit. Here are some common uses of credit cards: Making purchases: One of the most common uses of a credit card is to make purchases in-person or online. Credit cards provide a convenient way to pay for goods and services, and many offer rewards or cash back. Paying bills: Many people use credit cards to pay bills, such as utility bills, rent, and insurance premiums. This can be a convenient way to manage payments, and some credit cards offer rewards for making bill payments. Building credit: Using a credit card responsibly, such as making on-time payments and keeping balances low, can help build and improve your credit score. A good credit score can make it easier to get loans, credit cards, and other financial products in
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